Stephanie Renkema's Blog Posts

Understanding Strata: A Duplex is Still a Strata

Many owners and buyers are surprised to learn that most duplexes in British Columbia are actually strata properties. The distinction comes down to how the property is registered at the Land Title

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Winter-Ready Homes: A Guide to Preparing Your Property for the Cold Season

As fall comes to a close and the winter temperatures begin to drop, it's time for homeowners to your home for the winter months. Winter can be harsh on a property, but with a little care, you can

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Most Stratas Are Not Saving Enough for the Future

Strata Tip of the Week – Most Stratas Are Not Saving Enough for the FutureWhen buyers and owners look at the expenses that come with strata living, it’s natural to focus on unit prices

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Understanding Title Insurance and Why Lenders Need It

When you're purchasing a home or refinancing your mortgage, you may hear the term "title insurance" mentioned as part of the closing process. But what exactly is title insurance, and why is it

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Understanding Strata Fee Increase Limits

Strata Tip - Maximum Strata Fee Increases1. Is there a maximum by which strata fees can increase from year to year?In British Columbia, the maximum amount that strata fees can be increased is not

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Strata vs. Bare Land Strata - Understanding the Differences

Strata Tip - The Difference Between Regular and Bare Land StratasIn British Columbia, land can be subdivided in various ways. When it comes to strata-titled properties, one of the primary

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When to Consider a Mortgage Switch

When your mortgage term comes to an end, you may be faced with the question: should I stay with my current lender, or should I explore other options?This decision is often referred to as a "switch,"

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Understanding the Costs of Buying, Selling, and Refinancing a Home in Canada

When buying, selling or refinancing a home, closing costs are an inevitable part of the process. These costs can catch you by surprise if you’re not adequately prepared. Let’s

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Understanding Your Strata: A Guide to New Home Warranties in Strata Corporations

In British Columbia, the Homeowner Protection Act mandates that all newly built homes, (including strata-titled properties) or significantly reconstructed buildings must be covered by third-party

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Creating a Home Office Space that Works for You

Working from home? Starting a home based business? It’s important that your space is set up in a way that works for you. Here are some considerations when creating a space for your work or

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Understanding Your Strata: Is It Time for a New Depreciation Report?

Reviewing depreciation reports is an important part of evaluating a strata corporation. With that in mind, it’s important to consider when a depreciation report might become outdated.1. Why

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Home Sweet Transition: A Guide for Downsizing Seniors

As a senior considering downsizing, the decision about what to do with your current home can be filled with mixed emotions and practical challenges. This transition is not just about moving to a

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Saving to Buy a Home? How ‘Loud Budgeting’ Can Help You Get Started

It’s not just housing costs that have increased over the past several years—that’s evident with one trip to the gas station, or grocery store. Worries about how to make ends meet

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Understanding What Impacts Mortgage Rates

Mortgage rates are frequently making headlines these days, especially now as they start to fall.But do you know what factors are influencing the mortgage rates you read about? What about the

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Selling Your Home in the Comox Valley? Top 5 Tips For Sellers

Top Five Things Sellers in the Comox Valley Should Know Before Selling a HomeSelling your home in the Comox Valley is a big decision that requires some planning and consideration. The Comox Valley

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Top Three Concerns for First Time Homebuyers

Overcoming the Top Concerns of First-Time HomebuyersBecoming a first-time homebuyer is an exciting journey, but it can also be filled with concerns and questions. Let's address the top three

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Prime Time for Investors: 7 Essential Insights

Top Seven Considerations for Real Estate Investors in the Comox ValleThe Comox Valley, situated on Vancouver Island in British Columbia, is a captivating region known for its natural beauty, vibrant

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Top Five Things Homebuyers in the Comox Valley Should Know

The Comox Valley is renowned for its breathtaking natural beauty, mild climate, and thriving community, which definitely attracts buyers! If you're considering purchasing a home here, there are

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What is Value? A Guide to Understanding What a Home is Actually Worth

What is this home worth? This is one of the questions I get asked the most. There are a few different ways to look at value; there is the home's assessed value, market value, value to the Seller,

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SOLD! Top Tips for a Successful Sale

You've decided to sell your home, now what? This is a big decision, but I can help! Here are my top tips for preparing your home for a successful sale. Consider a pre-listing home inspection -

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FHSA Explained: Your Guide to Saving for Your First Home

Find out if an FHSA might be right for you! Here's what mortgage professional @Alexmortgagemanagement says you need to know about the FHSA:What is the FHSA?The FHSA is a new registered savings plan

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Everything You Need to Know About Buying a Condo (or Townhome)

Buying a home is a very exciting purchase! When considering a condo (or townhome), it’s important to make sure you’re informed about strata and how that affects you.The Strata: Before

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Real Estate 101: Your FAQs Answered

Buying or selling a property can be an exciting, yet complex process. It’s normal to have questions along the way. Here are some of your most frequently asked questions, answered. FAQ:

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7 Common Home Buying Mistakes You Must Avoid

Buying a home is an exciting purchase! It is also one of the largest and most important decisions you will make. It's important to make sure you avoid the following pitfalls: Not getting pre

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Spring Tips for Home Maintenance

As the weather starts to warm up, it's time to start thinking about Spring cleaning and home maintenance! Here are some tips to give your home a little TLC and to keep your home in tip top shape:

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7 Tips for a First Time Home Buyer

Congratulations on taking the first step towards homeownership! Buying your first home can be both exciting and overwhelming, but with the right guidance and preparation, you can find the perfect

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